{"id":8125,"date":"2025-06-08T15:49:41","date_gmt":"2025-06-08T14:49:41","guid":{"rendered":"https:\/\/www.boosst.financial\/insights\/?p=8125"},"modified":"2025-07-15T16:38:29","modified_gmt":"2025-07-15T15:38:29","slug":"forget-happiness-were-aiming-for-fulfilment","status":"publish","type":"post","link":"https:\/\/www.boosst.financial\/insights\/forget-happiness-were-aiming-for-fulfilment\/","title":{"rendered":"Forget happiness. We&#8217;re aiming for fulfilment!"},"content":{"rendered":"<div>\n<h5 data-qa=\"article-body\"><span style=\"color: #db409a;\">Happiness is fleeting.<\/span><\/h5>\n<\/div>\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">We frequently speak to friends, wider family and clients who describe something along the lines of being unhappy with their work or personal life. Often, they may look back on a particular period of time in their life, like the day they got married or when they graduated from University, as a moment of complete happiness. The moment in time they describe has become a bookmark in their memories, or a high water mark for happiness.<\/span><\/p>\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\">\n<\/div>\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body-ad\">\n<div aria-hidden=\"true\">\n<div>\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><strong><span style=\"color: #db409a;\"><em>\u201cIf I could just feel that way again, I would be happy\u201d<\/em><\/span><\/strong><\/p>\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\">\n<\/div>\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">The problem of course with this approach is that happiness is an emotion, not a state of being. Emotions like happiness and sadness aren\u2019t supposed to last. They come and go. Seeking happiness as the ultimate goal is like chasing rainbows. Happiness is a moving target and we may feel even less happy because unrealistic expectations have been set. Your happiness water level won&#8217;t always keep rising to the previous high-water mark. We can often see this being the case for high-level executives who have enjoyed their rise through corporate world but struggle to adapt to the slower pace of life that retirement brings.\u00a0<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div data-qa=\"article-body\">\n<div style=\"text-align: center;\" data-qa=\"article-body\">&#8211;<\/div>\n<div data-qa=\"article-body\"><span style=\"color: #2b2155;\">Unlike happiness, fulfillment is a state of being. It is achieved when you accept who you are, make the most of what you have and are optimistic about the future.\u00a0The psychiatrist and author Victor Frankl (who inspired this insight) noted that as he witnessed patients die, he noticed that despite age or diagnosis, some seemed to be more at peace than others. He began a quest to understand how some people in their final weeks could still be okay.\u00a0He concluded that fulfillment was the answer. Patients who were fulfilled could reflect fondly on their life and relationships, have gratitude (sometimes that just meant being grateful for having a few hours without physical pain) and remain optimistic (in some cases, in the promise of an afterlife).<\/span><\/div>\n<\/div>\n<\/div>\n<div>\n<div data-qa=\"article-body\"><\/div>\n<\/div>\n<div style=\"text-align: center;\" data-qa=\"article-body\">&#8211;<\/div>\n<div>\n<div data-qa=\"article-body\"><span style=\"color: #2b2155;\">Our Discovery Meeting is the first key meeting in the process for becoming an <span style=\"text-decoration: underline;\"><span style=\"color: #db409a;\"><a style=\"color: #db409a; text-decoration: underline;\" href=\"https:\/\/www.boosst.financial\/individual.html\" target=\"_blank\" rel=\"noopener\">Individual Client<\/a><\/span><\/span>. We spend a fraction of our time exchanging pleasantries before diving into the big (and small!) question to understand the goals, motives and values of the prospective client. We ask questions that explore the individual or couples \u00a0&#8216;ideal lifestyle&#8217;, their deepest desires, their past relationship with money, what the hope to achieve and how they want to be remembered. What we really want to know is: what might a fulfilled life look like to these people?<\/span><\/div>\n<div style=\"text-align: center;\" data-qa=\"article-body\">&#8211;<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body-ad\">\n<div aria-hidden=\"true\">\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body-ad\">\n<div aria-hidden=\"true\">\n<div>\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">It&#8217;s very rare for us to sit at a Discovery Meeting and listen to a client define a lifestyle which is <strong>unattainable<\/strong>.<\/span><\/p>\n<p dir=\"null\" style=\"text-align: center;\" data-testid=\"drop-cap-letter\" data-el=\"text\">&#8211;<\/p>\n<\/div>\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">A couple will typically come to boosst for much-needed guidance as they approach retirement. Often, they haven&#8217;t really thought about what a fulfilling life might look like and certainly haven&#8217;t mapped out what it might cost to fund it. Our first job is to help discover their own definition of fulfilment. This of course is very personal, as we all have our own sense of purpose and find different things fulfilling. Hopefully you and your partner have a similar description of a fulfilling lifestyle, or this can cause bumps in the road! Usually, couples going through this process find that they are more aligned with each other than they remember being, especially after many years of marriage!<\/span><\/p>\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">Even clients who have lost children or been widowed at a young age can go on to find fulfilment.<\/span><\/p>\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">\u00a0<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body\">\n<h4 dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #db409a;\">The road to fulfilment:<\/span><\/h4>\n<div aria-hidden=\"true\">\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body\">\n<h5><span style=\"color: #db409a;\">Don\u2019t overreact to highs or lows<\/span><\/h5>\n<\/div>\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">People who are fulfilled don\u2019t overreact to emotional highs or lows. They are able to appreciate that just as the seasons come and go, so do our emotions. There are all kinds of clever ways to keep feelings in check, even in a modern world which seems to heighten and dump our emotions up and down on a regular basis. Investing in equity markets is one very obvious part of life that throws our feelings up and down the spectrum. It was much simpler 50 years ago, when share prices weren&#8217;t available on every device or flashed along the bottom of TV screens.<\/span><\/p>\n<p dir=\"null\" style=\"text-align: center;\" data-testid=\"drop-cap-letter\" data-el=\"text\">&#8211;<\/p>\n<\/div>\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body-ad\">\n<div aria-hidden=\"true\">\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">Focus on the things that really matter. Ask yourself: Am I hungry, angry, lonely or tired?\u00a0<\/span><strong><span style=\"color: #2b2155;\">If you are any or many of those things, Victor Frankl suggests that you take one of these steps to level out your high or low:<\/span><\/strong><\/p>\n<\/div>\n<div data-qa=\"article-body\">\n<ul>\n<li><span style=\"color: #2b2155;\">Eat a nourishing meal.<\/span><\/li>\n<li><span style=\"color: #2b2155;\">Step away from the situation that\u2019s causing stress, if you can.<\/span><\/li>\n<li><span style=\"color: #2b2155;\">Practice 4-7-8 breathing: Inhale for four seconds, hold for seven seconds, exhale for eight seconds.<\/span><\/li>\n<li><span style=\"color: #2b2155;\">Go for a 10-minute walk.<\/span><\/li>\n<li><span style=\"color: #2b2155;\">Write down three things that you\u2019re grateful for.<\/span><\/li>\n<li><span style=\"color: #2b2155;\">Talk to a friend.<\/span><\/li>\n<li><span style=\"color: #2b2155;\">Do things that make you feel relaxed.<\/span><\/li>\n<\/ul>\n<\/div>\n<div data-qa=\"article-body\">\n<div><\/div>\n<h5><span style=\"color: #db409a;\">Learn to adapt<\/span><\/h5>\n<\/div>\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">Life rarely turns out exactly as we plan, and learning to adapt is a superpower for mental health.\u00a0Adapting doesn\u2019t mean giving up your hopes, dreams or intentions. It involves making the most of what you have right now, so you can stay focused on creating the life you want. There will certainly be setbacks in your financial planning journey &#8211; be it a\u00a0surprise\u00a0mortgage rate rise, a health complication or a\u00a0difficult manager or\u00a0colleague at work.<\/span><\/p>\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">Researchers have developed a test for AQ<a style=\"color: #2b2155;\" href=\"https:\/\/psycnet.apa.org\/record\/2023-48654-001\" target=\"_blank\" rel=\"noopener\"> (<span style=\"text-decoration: underline;\"><span style=\"color: #db409a; text-decoration: underline;\">adaptability quotient<\/span><\/span>)<\/a> similar to IQ that gauges how adaptable you are.\u00a0If you aren\u2019t as adaptable as you\u2019d like, you can start by asking yourself: How willing am I to change, to learn or to make mistakes?\u00a0Adapting may require unlearning old habits so you can develop new, more helpful habits. Challenge yourself to approach life with curiosity before judgment. You may learn valuable lessons about yourself and the people around you.<\/span><\/p>\n<\/div>\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body-ad\">\n<div aria-hidden=\"true\">\n<div>\n<div style=\"text-align: center;\">&#8211;<\/div>\n<h5><span style=\"color: #db409a;\">Build relationships<\/span><\/h5>\n<\/div>\n<div>\n<div data-qa=\"article-body\">\n<div role=\"group\" data-testid=\"carousel-container\" aria-roledescription=\"carousel\">\n<div data-testid=\"carousel-content\" data-qa=\"carousel-content\">\n<div role=\"group\" data-qa=\"carousel-item-0\" data-testid=\"carousel-item-0\" aria-roledescription=\"slide\" aria-label=\"1 of 3\">\n<div>\n<div>\n<div>\n<div><span style=\"color: #2b2155;\">Friends are essential to a healthy life.\u00a0\u00a0They are just as important for our wellbeing as healthy eating habits or a good night\u2019s sleep. <\/span><\/div>\n<div><\/div>\n<div><span style=\"color: #2b2155;\">Sadly, meaningful friendships and deep connections don&#8217;t just appear. You need to be socially active and can expand your network by joining communities, clubs and teams. You may have children who demanded all of your time but have now grown to offer you an amazing parent-child relationship. You may have siblings who live nearby who are also your most dependable friends. Importantly, most people must continue to form new friendships and social connections through all stages of life, to reach a state of genuine fulfilment. This links to&#8230;<\/span><\/div>\n<\/div>\n<\/div>\n<div style=\"text-align: center;\">&#8211;<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div data-qa=\"article-body\">\n<h5><span style=\"color: #db409a;\">Developing meaningful relationships<\/span><\/h5>\n<\/div>\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">The <span style=\"text-decoration: underline;\"><span style=\"color: #db409a; text-decoration: underline;\"><a style=\"color: #db409a; text-decoration: underline;\" href=\"https:\/\/www.adultdevelopmentstudy.org\/\" target=\"_blank\" rel=\"noopener\">Harvard Study of Adult Development <\/a><\/span><\/span>showed that quality relationships are important for wellbeing. This comes at a time when <span style=\"text-decoration: underline;\"><span style=\"color: #db409a; text-decoration: underline;\"><a style=\"color: #db409a; text-decoration: underline;\" href=\"https:\/\/www.hhs.gov\/sites\/default\/files\/surgeon-general-social-connection-advisory.pdf\" target=\"_blank\" rel=\"noopener\">loneliness feels like it\u2019s more common<\/a> <\/span><\/span>than ever.\u00a0Consider your relationships not only an investment in your mental health, but also an opportunity to bring you closer to fulfillment. Common interest\u00a0meet-ups, group activities and membership bodies\u00a0are all great ways to build relationships with people who have similar interests and motives.<\/span><\/p>\n<\/div>\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body\">\n<p dir=\"null\" style=\"text-align: center;\" data-testid=\"drop-cap-letter\" data-el=\"text\">&#8211;<\/p>\n<\/div>\n<div data-qa=\"article-body\">\n<h5><span style=\"color: #db409a;\">Try not to regret<\/span><\/h5>\n<\/div>\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">We all have aspects of our past we would change if we could, but living with regret isn\u2019t helpful for mental health or achieving fulfilment. One <a style=\"color: #2b2155;\" href=\"https:\/\/www.ncbi.nlm.nih.gov\/pmc\/articles\/PMC9563392\/\" target=\"_blank\" rel=\"noopener\">study<\/a> shows that people who are fulfilled choose not to live with deep regret.\u00a0This means accepting that although you can\u2019t change your past, you can change the way you think about it. At our Discovery Meeting we will always ask &#8220;what do you currently do, that you would rather not?&#8221;, in an effort to not continue forming new regrets.<\/span><\/p>\n<\/div>\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body-ad\">\n<div aria-hidden=\"true\">\n<div>\n<div data-qa=\"article-body\">\n<div data-qa=\"article-body\">\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">Instead of regretting past experiences, focus on the lessons you have learned from them, to avoid the same mistakes in the future.<\/span><\/p>\n<p dir=\"null\" data-testid=\"drop-cap-letter\" data-el=\"text\"><span style=\"color: #2b2155;\">\u00a0<\/span><\/p>\n<\/div>\n<div data-qa=\"article-body\">\n<p dir=\"null\" style=\"text-align: center;\" data-testid=\"drop-cap-letter\" data-el=\"text\"><strong><span style=\"color: #2b2155;\">Many of us could use more happiness in our lives, but as Victor Frankl wrote, \u201cHappiness cannot be pursued; it must ensue\u201d.\u00a0Instead of searching for happiness, shift your attention toward finding fulfillment. It may bring you closer to living a better life and experiencing more happiness along the way. After all, we can deliver a financial plan that funds your ideal lifestyle, but we need you to be open and honest to define that lifestyle, and it is you that needs to put the hard work in to achieve fulfilment, rather than simply following a financial plan that seeks short-term happiness.\u00a0<\/span><\/strong><\/p>\n<p dir=\"null\" style=\"text-align: center;\" data-testid=\"drop-cap-letter\" data-el=\"text\">This insight was inspired by an article by Gregory Scott Brown in the Washington Post and Victor Frankl.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Happiness is fleeting. We frequently speak to friends, wider family and clients who describe something along the lines of being unhappy with their work or personal life. Often, they may&#8230;<\/p>\n","protected":false},"author":2,"featured_media":8133,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/posts\/8125"}],"collection":[{"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/comments?post=8125"}],"version-history":[{"count":15,"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/posts\/8125\/revisions"}],"predecessor-version":[{"id":8143,"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/posts\/8125\/revisions\/8143"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/media\/8133"}],"wp:attachment":[{"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/media?parent=8125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/categories?post=8125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.boosst.financial\/insights\/wp-json\/wp\/v2\/tags?post=8125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}